Products

Current Account

Everyday banking, made simple

Our Current Account is the perfect choice for managing your daily transactions while staying true to your values. It’s designed for individuals who want flexibility, security, and ease.

Shariah-compliant: Operates on the basis of Qard (loan), ensuring your deposits are safe and accessible.
Unlimited transactions: Make payments, transfers, and withdrawals without restrictions.
Digital convenience: Manage everything on your phone, anytime, anywhere.
Zero profit, zero compromise: Pure ease and accessibility.

The straightforward account for your everyday needs — simple, transparent, and fully Shariah-compliant.

Savings Account

Save with peace of mind

Our Shariah-compliant Savings Account is designed to help you grow your money the halal way. Instead of interest, your funds are invested in approved Islamic avenues, and you receive a pre-agreed share of the profit generated.

Shariah-compliant returns: Earn profit based on approved Islamic principles.
Secure & reliable: Your savings are managed with transparency under a Shariah complieant Mudarabah Structure.
Convenient access: Withdraw or deposit anytime using the app, debit card, or transfer.
No hidden charges: Clear, simple, and fair.

Your money, your rules — with the peace of mind that it’s halal.

Term Deposit (TDR)

Grow your wealth with stability

Our Shariah-compliant Term Deposit (TDR) lets you invest for a fixed period and enjoy stable expected returns. Your funds are placed in Islamic avenues approved by our Shariah Board, giving you peace of mind of halal profit.

Shariah-approved investments: Earn halal profit.
Flexible tenures: Choose from multiple time periods that suit your needs.
Stable profit share: Enjoy competitive expected profit rates based on performance.
Safe & secure: Your money is in good hands.

Ideal for individuals who prefer stability and certainty in their savings.

Debit Card

Your key to everyday convenience

The Raqami Debit Card gives you instant access to your account — shop online, pay bills, or withdraw cash anytime, anywhere.

Nationwide acceptance: Use at ATMs, online stores, and retail outlets
Contactless payments: Tap & pay for quick transactions.
Secure & protected: Advanced security features for safe usage.
Full control: Spend directly from your account.

One card, endless possibilities — designed for your modern lifestyle.

KFS New Version

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TnC - PayPak Debit Cards Final

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General

Description	WTG
Saving
Raqami Starter Account	0.9789
Asaan Digital Account	0.9789
Full Digital Account	0.9789
1 Month TDR
Maturity	0.9923
3 Months TDR
Maturity	1.0057
6 Months TDR
Maturity	1.0192
1 Year TDR
Maturity	1.0460