Everyday banking, made simple
Our Current Account is the perfect choice for managing your daily transactions while staying true to your values. It’s designed for individuals who want flexibility, security, and ease.
The straightforward account for your everyday needs — simple, transparent, and fully Shariah-compliant.
Save with peace of mind
Our Shariah-compliant Savings Account is designed to help you grow your money the halal way. Instead of interest, your funds are invested in approved Islamic avenues, and you receive a pre-agreed share of the profit generated.
Your money, your rules — with the peace of mind that it’s halal.
Grow your wealth with stability
Our Shariah-compliant Term Deposit (TDR) lets you invest for a fixed period and enjoy stable expected returns. Your funds are placed in Islamic avenues approved by our Shariah Board, giving you peace of mind of halal profit.
Ideal for individuals who prefer stability and certainty in their savings.
Your key to everyday convenience
The Raqami Debit Card gives you instant access to your account — shop online, pay bills, or withdraw cash anytime, anywhere.
One card, endless possibilities — designed for your modern lifestyle.
| GENERAL NORMAL POOL | ||
|---|---|---|
| Description | Dec-25 | Jan-26 |
| Savings | ||
| Level 1 Saving - PKR | 0.9789 | 1.0006 |
| Level 2 Assan Digital Saving - PKR | 0.9789 | 1.0006 |
| Level 3 Full Digital Saving - PKR | 0.9789 | 1.0006 |
| 1 Month | ||
| Monthly Boost - Maturity Profit | 0.9923 | 1.0006 |
| 3 Months | ||
| Quarterly Growth - Maturity Profit | 1.0057 | 0.9505 |
| 6 Months | ||
| Half-Year Yield - Maturity Profit | 1.0192 | 0.9005 |
| 1 Year | ||
| Full-Year Yield - Maturity Profit | 1.0460 | 0.8505 |
| Mudarib PSR | 25% | 50% |
| GENERAL SPECIAL POOL | ||
|---|---|---|
| Description | Dec-25 | Jan-26 |
| 7 Days | ||
| Flexi-Week Saver - Maturity Profit | 1.0000 | 1.0000 |
| Mudarib PSR | 25% | 50% |
| GENERAL NORMAL POOL | |
|---|---|
| Description | Dec-25 |
| Savings | |
| Level 1 Saving - PKR | 7.30% |
| Level 2 Assan Digital Saving - PKR | 7.30% |
| Level 3 Full Digital Saving - PKR | 7.30% |
| 1 Month | |
| Monthly Boost - Maturity Profit | 7.40% |
| 3 Months | |
| Quarterly Growth - Maturity Profit | 7.50% |
| 6 Months | |
| Half-Year Yield - Maturity Profit | 7.60% |
| 1 Year | |
| Full-Year Yield - Maturity Profit | 7.80% |
| GENERAL SPECIAL POOL | |||||
|---|---|---|---|---|---|
| Description | Dec-25 (Week-1) |
Dec-25 (Week-2) |
Dec-25 (Week-3) |
Dec-25 (Week-4) |
Dec-25 (Week-5) |
| 7 Days | |||||
| Flexi-Week Saver - Maturity Profit | 7.30% | 7.30% | 7.30% | 7.30% | 7.30% |
