Raqami Islamic Digital Bank Limited (RIDBL), Pakistan’s first fully Shariah-compliant digital bank, has announced a strategic partnership with Window Takaful Operations of EFU Life Assurance Ltd. and EFU General Insurance Ltd. to bring easy, secure, and Shariah-compliant financial protection directly to customers through digital channels.

This collaboration combines Raqami’s digital-first Islamic banking platform with Window Takaful Operations of EFU Life and EFU General’s extensive expertise in Takaful innovation, creating a comprehensive ecosystem of financial wellness solutions designed to meet the evolving needs of modern Pakistanis.

Through this partnership, Raqami aims to integrate Micro Takaful offerings seamlessly within its banking app — enabling users to access protection products that align with their faith and lifestyle, while promoting financial inclusion across the country.

Mr. Umair Aijaz, CEO of Raqami Islamic Digital Bank, said: “At Raqami, our mission is to make Shariah-compliant financial solutions accessible, transparent, secured, and truly digital. This partnership with Window Takaful Operations of EFU Life and EFU General represents a shared commitment to redefining how Pakistanis experience Shariah-compliant financial protection — seamlessly embedded within their everyday banking journey.”

Commenting on the partnership, Mr. Mohammed Ali Ahmed, CEO of EFU Life, added: “This partnership with RIDBL marks an important step forward in our mission to make Takaful accessible to the masses through innovative digital channels. As a fully digital Islamic bank, Raqami provides a unique platform to embed Shariah-compliant protection directly into customers’ everyday financial interactions. Together, we aim to redefine how financial protection is delivered.”

This collaboration marks another milestone in Raqami’s journey to reshape the Islamic digital finance landscape by embedding trust, convenience, and protection into every customer experience.